SnapHow.com : Optimize Your Life

---

Top 5 Personal Finance Apps to Keep Track, Manage Your Money Posted: 22 Jul 2012 03:48 AM PDT Managing one’s personal finances has never been easier thanks to the widespread use of financial applications on mobile devices. Previously, the major concern was can android phones get viruses which scared users for using their android smart phones for financial transactions. For both Android and iOS, there’s a financial application that can satisfy virtually every financial need you come across in the field of mobile accounting. Balancing accounts and creating budgets for the future with mobile applications is easy and in some cases downright fun. Best Personal Finance Applications, Services Whether you’re an established doctor or a master’s degree student, managing your finances requires a certain amount of commitment. The key is to choose the right applications for your own specific requirements. For all of your personal finance management needs, the following applications should suffice. 1. Mint For the past few years, Mint has been the preferred web application for everyday people who need an easy way to manage their finances. They now offer a full-featured mobile apps for iOS and Android devices. Mint gives you the power to create and organize budgets, manage and track expenses, plan for future expenditures, and keep tabs on every aspect of your finances. When it comes to keeping your financial house in order and making sense of all your various accounts and expenses, Mint has got you covered. 2. Debt Dog Offered exclusively on the iOS platform, Debt-Dog is an application that allows you to manage your credit card debt more conveniently. It shows you what rate you’ll pay on any given item, as well how much it will end up costing you over the life of the payment based on monthly payments and APR. By showing you exactly how much your impulse buys are costing you, Debt-Dog can end up saving you hundreds if not thousands of dollars every year. It’s a must-have for anyone with a credit card. 3. PayPal Using PayPal to make payments online is so common nowadays that we often forget about how useful it is. It offers numerous benefits over a debit or credit card. For one thing, it’s an added layer of protection in between hackers and your bank account.    Furthermore, you won’t have automatic charges that you’ve forgotten about come back to haunt you later on down the line. PayPal offers mobile apps for every platform, so there’s no reason not to have it installed on your phone. 4. iReconcile Whipping up a weekly or monthly budget never looked as good as it does on iReconcile. It runs on the iOS operating system, so you can use iReconcile on either the iPhone or the iPad. The application lets any user compile budgets and track expenses, much like any other finance app. The thing that sets iReconcile apart is its charting and visualization tools. You can easily export data to CSV and work with it via Excel or another spreadsheet program on your desktop or laptop PC. 5. iWallet Billed as a "virtual wallet", iWallet is a nifty application for Android and iOS that’s a comprehensive financial portfolio manager for every aspect of your professional and private life. While it packs in a lot of functionality for an app that’s only $2.99, it’s only as complicated as you want to make it. If you need an expense tracker that can handle all your expenditures and give you a simple way to figure out whether you’re in the red or the black, iWallet is it. Tip: On charging phones, for eg: samsung galaxy s2 first charge, will tell you about the first time charging for Samsung android phones . Final words, While mobile applications can make bookkeeping and personal finance management much easier and more convenient, they’re no replacement for common sense. It should not take much effort or mental math to figure out roughly how much money you’ve got left in your checking or savings account. Mobile finance apps are terrific, however, when it comes to financial planning for the future. Whatever your purpose for using financial apps on your mobile device, the apps detailed above are the best in their class for reliability and usefulness. Also Read : Manage Rent, Track Expenses when Sharing Apartments, Bills This article Top 5 Personal Finance Apps to Keep Track, Manage Your Money was originally posted at Snaphow.com   |   Follow us on Facebook or Twitter to recieve updates.

You are subscribed to email updates from SnapHow.Com To stop receiving these emails, you may unsubscribe now.	Email delivery powered by Google
Google Inc., 20 West Kinzie, Chicago IL USA 60610